Find a Registered Dietitian Covered By Insurance

Pay as little as $0 out of pocket for nutrition care.

We believe high-quality nutrition care should be accessible to everyone. That’s why we’re proud to offer medical nutrition therapy (MNT) that’s in-network for most major health insurance providers, including Aetna, BCBS, Cigna, and United Healthcare.

We’re in-network with most major insurance plans

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Don’t have or don’t want to use insurance? Check out our affordable memberships →

Are registered dietitian nutritionist visits covered by insurance?

The short answer is, yes! 93% of Culina Health patients access virtual nutrition counseling as an in-network benefit through their insurance, many with low or no copays. Thanks to the Affordable Care Act, health insurance companies must cover nutrition counseling from a Registered Dietitian (RD) or a Registered Dietitian Nutritionist (RDN) for at-risk individuals. 

If you have an out-of-network plan, you may be eligible to be reimbursed for our nutrition counseling services if your plan provides out-of-network coverage. However, you are responsible to know and understand the specific benefits of your plan, along with any financial responsibility you might have for our services.

Culina Health registered dietitians accept insurance for all conditions, and you can also use your HSA and FSA funds to cover any copays, coinsurances, or out-of-pocket costs.

Accessible nutrition care with insurance coverage across the United States

Search our list of in-network insurance plans below. We update this list regularly. For most up-to-date coverage, email us at or call us at (917) 647-1665.  

Anthem Blue Cross Blue Shield
Blue Cross Blue Shield (all states)
Carefirst Blue Cross Blue Shield
Emblem health/GHIEmpire

Empire Plan
Harvard Pilgrim Health Care (MA)
Horizon BCBS
Medicare NJ/NY/MA
United Healthcare

See a virtual registered dietitian with insurance coverage

Insurance Provider

Estimated # of Sessions Covered

(Check with your plan directly to confirm!)

What type of coverage can you expect?

To give you a sense of what nutrition coverage with a registered dietitian could look like with your plan, we wanted to share common numbers we see for insurance coverage. 

Please note that these are only estimates. Specific plans may vary and we encourage all patients to independently verify their coverage with their insurance provider directly. For instructions on verifying your insurance coverage, check out our guide.

10-26 sessions per policy year
Blue Cross Blue Shield
Some plans offer unlimited coverage with no cost-sharing

Anthem/Empire Blue Cross Blue Shield
CareFirst Blue Cross Blue Shield
Horizon Blue Cross Blue Shield
Copays: The most common copay amounts we see range between $30-$60 per session

Chronic Disease: Note that your coverage might increase with a chronic disease diagnosis

3 sessions per policy year
Typically 3 sessions per policy year; some plans offer unlimited coverage

Some plans offer unlimited coverage with no cost-sharing

Some plans offer unlimited coverage with no cost-sharing

12+ sessions per policy year
United Healthcare
Some plans offer unlimited coverage with no cost-sharing

Working With a Dietitian for Chronic Disease

The Affordable Care Act mandates that all health insurance companies cover medical nutrition therapy (MNT) from a registered dietitian for at-risk individuals with chronic disease. MNT is an effective disease management approach that slows disease progress, slows disease progression, and lessens chronic disease risk. 

Nutrition counseling has been proven to be effective for weight loss, renal disease management, diabetes management, and more, along with lowering cholesterol and reducing risk of heart disease and stroke in all patients. 

If you’ve been diagnosed with chronic kidney or liver disease, obesity, type II diabetes or cardiovascular disease, you can benefit greatly from the ongoing support of a registered dietitian, and your insurance plan likely has generous coverage for your dietitian visits. 

Culina Health registered dietitians are uniquely qualified to help patients with chronic disease because we are all clinically trained in hospitals, and also specialize in lifestyle and behavior change. 

Our registered dietitians specialize in treating chronic diseases including:

Renal and liver disease
Cardiovascular disease
Type II Diabetes

Insurance Responsibility and Information

We know firsthand that dealing with insurance companies can be confusing. Don’t worry—we’re here to help. 

Allowed Amount: Your allowed amount is the maximum your plan will pay for a covered healthcare service. It is also called an "eligible expense," "payment allowance," or "negotiated rate." You may have to pay the difference if your provider charges more than the plan's allowed amount.

CPT Code: Current Procedural Terminology (CPT) codes provide a uniform for coding medical procedures and services that insurance companies use to bill for services.

Coinsurance: Some plans have coinsurance, a form of cost-sharing that allows you to split the cost of care between you and your insurance company. Most insurance plans with coinsurance require you to pay a percentage of the cost of care after you’ve met your deductible. For example, let's say your allowed amount for an office visit is $100, and your coinsurance is 20%. If you've already met your deductible, then you will owe 20% of $100, or $20, with your insurance company paying the rest. If you have not yet met your deductible, then you will pay the full allowed amount.

Copay: A copay is your contribution towards the cost of a health care service. Copay amounts vary depending on plan and type of treatment or service. Health care providers will bill you directly for an copays you owe.

Deductible: A deductible is a form of cost sharing where your insurance company does not start paying for in-network care until you have paid the deductible amount yourself in full. Let’s say you have a $1,000 deductible. You will pay for your nutrition counseling sessions in full until you have accumulated $1,000 worth of medical charges. Usually, deductibles reset every policy year. Once you meet your plan’s deductible, most insurance providers typically only require a copay or coinsurance for additional covered services up to an out-of-pocket maximum.

Preventive care: Preventive care is routine health care that can include annual wellness check-ups, screenings, tests, counseling, flu shots and vaccinations. For some plans, nutrition counseling falls under preventive care. Some plans will have 100% coverage for preventive care, so service is at no cost to the patient; other plans will require a copay or coinsurance to cover preventive care, and might have other limits (such as number of sessions covered).

Superbill: A superbill is a detailed list of services provided by a health care provider to a patient, and is used for out-of-network health care billing. The superbill includes diagnosis and procedure codes, and other important information that your insurance company needs in order to reimburse you for your out-of-network services. When you receive a superbill, submit it to your insurance company to get reimbursed directly. Always check if you can get reimbursed for out-of-network services!

Insurance Terms To Know

A glossary of frequently-used insurance terms to help you when checking your benefits

Verifying Your Benefits

A step-by-step guide to determining your nutrition care coverage.

While we are proudly in-network with most major health insurance companies, coverage can vary depending on your specific provider and plan, so it’s important to check! Be sure to write down the information you receive and bring it with you to your first appointment.

We created a downloadable guide to walk you through the process of verifying your benefits that includes all the info you need, such as diagnosis codes and a script of questions to ask.

Conditions We Treat

Our registered dietitian nutritionists meet with patients virtually to support their nutrition care for a variety of health diagnoses and conditions, including patients with chronic diseases and presenting with multiple conditions. We always take into account patient lifestyle, culture, environment, schedule, and other preferences in our care plans.

Insurance FAQs

How do I check if I am covered?

See our step-by-step insurance verification guide to determining your nutrition care coverage with your insurance company. As the policyholder, it’s your responsibility to determine your coverage, and payment of any claims denied by insurance, Medicare, or third-party companies. We will always do our best to advise you on your options. If you have questions you can email us at or call us at (917) 647-1665. 

What do I do if my insurance changes?

If your insurance changes, please update our team with a copy of your most current insurance card. You can update your information directly in the patient portal or email us at We will bill the insurance on file until you provide us with your most updated information.

What if I have secondary insurance information?

Please email information about your secondary insurance policy (including photos of the front and back of your insurance card) to so we have it on file for you. We will file a claim on your secondary insurance if your primary policy leaves a balance.

What if my insurance doesn’t cover my dietitian visits?

If you are paying out of pocket, we will provide you with a superbill to submit a claim for reimbursement. We also offer affordable membership options

Do you accept Medicare?

We do have a limited amount of Medicare coverage, which we are working hard to expand. Contact us at to discuss your Medicare coverage or explore our affordable self-pay membership plans.

Contact Us: Our team is available Monday-Friday from 8am-8pm EST.
You can reach us via email at and by phone at (917) 647-1665.